Life Insurance

No one enjoys the idea of discussing life insurance as it tends to bring up some rather unpleasant thoughts. Yet, when you know it is time to purchase life insurance you cannot expect to simply buy a policy and file it away for a day in the future. You need to understand how the policy will work when it comes to filing a claim or obtaining the benefits. But, more importantly, when you are married you need to make the life insurance purchase with your spouse's involvement.

Medicare Insurance

Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you in sorting through the numerous Medicare options. We can also help you in choosing a Medicare prescription plan that includes your specific medications.

Cancer can strike anyone at any time regardless of lifestyle, yet too many people lack the Cancer insurance coverage they need to help pay the costs associated with the treatment it may require. If there is good news, the good news is that it's no longer an automatic death sentence.

But while you're likely to live, you're also likely to be broke without Cancer Insurance. Medical insurance helps reduce the hefty treatment costs, but most plans don't cover all the expenses related to treatment nor drugs. Based on the American Association for Critical Illness Insurance (AACII), every day roughly 4,000 American men and women are told they have cancer, And according to a Harvard University study published in The American Journal of Medicine in 2009, costly illnesses trigger about half of all personal bankruptcies.

A pioneer in the field of affordable access to legal protection, Legal Shield is one of North America’s leading providers of legal safeguards and protection against identity theft solutions for individuals, families and small businesses. The 45-year-old company has more than 1,700,000 members that are covered by its legal and identity theft plans. IDShield provides identity theft protection to one million individuals. LegalShield and IDShield serve more than 141,000 businesses. Both legal and identity theft plans start for less than $30 per month.

Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.